About us

Formed in 1986, RMTS, LLC (RMTS) has grown its business one relationship and one policy at a time and is now one of the largest privately held Managing General Underwriters in the country. Personalized service and creative, flexible solutions for our clients are the hallmarks of our longevity and success. While we work with some of the largest and most prestigious insurance companies, our independence and ability to make all underwriting and claims decisions on business placed with us sets us apart from our competition.

RMTS Carrier Partners

Your stop loss policy will be with “A” rated carriers Nationwide or Gerber Life. We also offer Group Life and AD&D programs thru Nationwide and Gerber.

Medical Stop Loss Insurance, Group Life with AD&D & Group Disability (STD and LTD)

Medical Stop Loss Insurance & Group Life with AD&D


Products & Programs

Specific Advance Reimbursement

Aggregating Specific Deductible Options

Specific & Aggregate Run-in Limit Waived

Multiple Year Rate Cap Options

Premium Discount For Annual Payment

Risk Sharing (large groups with captive)

Aggregate Monthly Accommodation

Specific & Aggregate Terminal Liability

12 Month Run-in or Run-out Contracts

Laserless Quote Options

Gapless Renewals on Run-Out Contracts

Group Life and AD&D Insurance