Underwriting

The RMTS underwriting team gives you access to top-notch customer service and expertise to deliver the best solutions for your stop loss needs. At RMTS, our underwriting team will provide timely, competitive quotes you can rely on.

Independence

At RMTS, you have a direct line to decision makers. We deliver fast, creative, flexible underwriting solutions and best-in-class service to our clients.

Our team of skilled professionals, using a proprietary rate manual reflecting our decades of experience, offers our clients the right program at the most competitive price.

We offer a rate cap option based on the group’s specific claims experience enabling them to budget premium costs over the next 2 years.

We will quote groups in an ASO arrangement. We have a customized disclosure process and claims kit to align with the capabilities of the ASO carrier.

Our quoted specific rates are firm. The coverage terms may be bound up to 90 days prior to the effective date, with receipt of complete disclosure information.

If requested, we will review the group’s Plan Document at no cost, and tailor a stop loss policy with no conflicting provisions.

We offer no signed Disclosure Statement required at renewal.